For many adults with autism, moving into their own homes and living independently is one of their top goals. While it’s definitely possible, finding ways to pay for the things they need and having enough money to cover rent each month is difficult. Luckily, there are many resources at your disposal to help cover those costs and reduce out-of-pocket expenses. Here’s what you need to know to find funds to cover monthly housing expenses.
Make Sure You’re Using Disability Benefits
Children and adults with autism may be entitled to supplemental security income which is distributed by the Social Security Administration. For individuals with severe autism and those who need an experienced caregiver, the benefits can help cover regular expenses including rent, food, and utility costs. You’ll need to apply to find out if you or your loved one is eligible. Keep in mind that individuals with autism who are capable of working and more living a more independent lifestyle may not qualify for the benefits.
Explore Loan Options
If you or a loved one can live independently and feel that buying a house is the best option, you may be able to take out a loan with a bank to finance the purchase. The loan amount you qualify for will depend largely on your credit score, income, and how much money you have upfront to use toward a down payment on a property. Discuss your options with your local bank or credit union and let them help you find the right loan for your needs.
Look Into Grants
If taking out loans or using your savings to pay for housing doesn’t work for your situation, there are grants you and your loved ones may be able to apply for. Most often, these grants come from nonprofit organizations whose mission it is to help adults with autism live their best lives. The grants may not be large enough to cover all expenses, but it can help ease the financial burden and give you a little breathing room.
Consider Agency Housing
There are many agencies that offer group housing for individuals with autism. These homes are typically more affordable than renting an apartment or hiring a full-time caregiver and give adults with autism a place to socialize and gain more independence without having to be completely on their own. Many of these homes offer flexible pricing and may be able to help you and your loved one apply for additional grants to offset your out-of-pocket expenses further.
Figure Out What Your Needs Are
For adults with autism, it is possible to live a productive and independent life. That lifestyle will look different for every person. The best way to start looking into living independently and finding the right housing options is to figure out what you or your loved one needs to be happy and healthy. If you’re not sure where to start, schedule an appointment and let us help you better identify your needs. Once you identify those needs, you’ll be ready to start looking for funds and housing options in the community.